Medical malpractice insurance for MedTech innovators

Cover for care and compliance combined

From device malfunctions to algorithm errors, one mistake can lead to devastating claims. Medical malpractice insurance gives MedTech businesses the protection they need to keep innovating with confidence.

What this covers

Medical malpractice insurance protects MedTech companies when their technology or services cause harm to patients. It’s tailored for innovators working at the intersection of healthcare and technology.

Here’s how it helps:

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Patient harm claims

Covers allegations of injury or misdiagnosis caused by your device or software.

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Legal defence costs

Pays for court fees, settlements and expert witnesses.

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Technology-enabled malpractice

Covers systemic failures from AI tools, wearables and digital health platforms.

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Third-party liability

Includes harm caused at trials, in hospitals, or through distributed products.

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Regulatory breach fallout

Covers claims tied to compliance failures or inadequate risk management.

Why you might need this

Innovators in MedTech face risks that standard policies can’t handle: Your software, designs and brand are your competitive edge. This cover helps you protect them, and your business, if disputes arise.

When it becomes essential

  • Developing devices, diagnostics or software that impacts patient care.
  • Participating in clinical trials.
  • Scaling into regulated healthcare markets.

A real-world scenario

Your AI tool flags incorrect diagnoses in a clinical setting, leading to patient harm. A lawsuit follows. Your insurer funds legal defence, manages reputational damage, and covers awarded damages, protecting your company from collapse.

What to remember

Standard tech policies often exclude bodily injury claims. Without specialist cover, you could face massive gaps at the worst moment.

Why it’s critical for tech businesses

From AI-driven diagnostics to life-saving devices, MedTech companies face complex risks:

  • A faulty device or algorithm can directly harm patients, exposing you to multi-million-pound lawsuits.
  • Regulatory bodies demand robust risk management – or directors could be held personally liable.
  • Many hospitals and healthcare providers require malpractice cover before adopting your technology.

Is medical malpractice insurance right for you?

You’ll likely need it if:
Your technology directly affects diagnosis, treatment or patient care.
You manufacture or distribute medical devices.
You’re running clinical trials.
You’re entering healthcare markets with strict regulatory oversight.

How we help

We work with specialist insurers who understand MedTech’s unique challenges.

We create seamless policies that bridge gaps between malpractice and tech liability cover.

We’ll ensure you’re compliant for trials, contracts, and global markets.

What our customers say

Questions we get asked (and answers)

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Do I need this for trials? Yes. Most jurisdictions require it before you can enrol participants.

Not sure if you’re covered?

Let’s take a quick look at your current policy and flag any gaps. No jargon, no pressure.