Crime insurance for tech businesses

Keep your business safe from crime

Fraud. Theft. Social engineering scams. Crime insurance shields your business from financial losses caused by criminal acts, both inside and outside your company.

What this covers

Crime insurance protects you against losses from employee fraud, external scams and digital or physical theft.

Here’s what it typically includes:

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Employee dishonesty

Fraud, embezzlement, or theft by employees.

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Funds transfer fraud

Unauthorised transfers from your accounts due to phishing or hacking.

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Social engineering scams

Losses from fake CEO emails or vendor fraud.

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Computer fraud

Hacked systems used to steal money or assets.

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Forgery and alteration

Losses from forged financial documents.

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Theft of money and securities

Covers cash or securities stolen on-site or in transit.

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Investigation and legal costs

Expenses for uncovering fraud and defending claims.

Why you might need this

Even in the most trusted teams, fraud can happen. Crime insurance helps you recover financially and stay resilient.

When it becomes essential

  • Growing your team and delegating financial controls.
  • Handling high-value payments or customer funds.
  • Using digital banking or cloud systems prone to scams.

A real-world scenario

A fraudster poses as your CEO and tricks an employee into transferring £75,000 to a fake vendor. Your crime insurance covers the loss and investigation costs.

What to remember

Most policies require robust internal controls to respond. We’ll help you get these in place.

Why it’s critical for tech businesses

From SaaS startups to global MSPs, tech businesses are facing more complex threats:

  • Internal theft: A staff member reroutes payments into their own account.
  • Executive impersonation: Fraudsters pose as your CEO to authorise fake transactions.
  • Invoice hijacking: Hackers intercept legitimate invoices and change the bank details.

We’ve reviewed countless policies where fast-growing tech businesses were unknowingly exposed. Don’t let that be you.

Is crime insurance right for you?

You’ll likely need it if:
You process high-value payments or handle client funds.
Your team has access to financial systems.
You want protection against increasingly sophisticated scams.

How we help

We’ll spot weaknesses in your current cover and controls.

We tailor policies for tech businesses exposed to both internal and external risks.

We’ve fixed underpowered crime policies for companies like yours.

What our customers say

Questions we get asked (and answers)

sn’t this covered by cyber insurance? No. Cyber covers the breach; crime covers the loss of stolen funds.
We trust our employees. Do we really need this? Even trusted staff can commit fraud. This protects your business if they do.
What if I already have strong controls? That’s great, but crime insurance is the safety net if those controls fail.

Not sure if you’re covered?

Let’s take a quick look at your current policy and flag any gaps. No jargon, no pressure.