Medtech insurance specialists

Innovation
demands protection

Every solution you create has the power to improve lives. We’ll make sure it’s protected, with insurance that supports your innovation, protects patients and keeps you moving forward with confidence.

Confidence in every breakthrough

You operate in one of the most dynamic and highly regulated industries in the world. Your products and platforms don’t just solve problems, they influence clinical decisions and impact lives.

That means your risks are complex, your responsibilities are high, and your insurance needs go far beyond the basics.

We understand the pressure of product launches, regulatory hurdles and protecting IP. Whether you’re running trials, scaling AI diagnostics or managing connected devices across borders, we’ll build cover that keeps up with your pace of change.

Where things go wrong

In medtech, mistakes can carry serious consequences. These are the common risks that disrupt launches, damage reputations, and expose teams to legal or regulatory action.

Data breaches

Patient records exposed through hacking or system flaws.
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Device failure

Malfunctions causing harm, recall or regulatory investigation.

Software errors

Glitches affecting diagnosis, dosage or clinical decisions.

Regulatory breaches

Failing to meet MHRA, GDPR or FDA standards.

Leadership claims

Legal action against directors over clinical or compliance issues.

Cover you’ll typically need

Most medtech businesses we speak to aren’t sure what’s essential – and what’s just nice to have. Here’s where we usually start.

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Professional Indemnity / Errors & Omissions

Protects you if advice, software or services cause harm or financial loss, especially important for digital health platforms, SaMD and AI-driven tech.

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Cyber Liability

Covers your response to a data breach or cyber-attack, including forensic support, system recovery, legal defence and regulatory penalties.

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Directors & Officers

Protects your leadership team from personal liability if sued for mismanagement, non-compliance, or investor claims.

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Intellectual Property (IP)

Helps you defend and enforce your innovations or respond to claims of infringement as you scale.

Product liability

Covers injury or damage caused by defects in your devices, from design issues to manufacturing faults, including the cost of product recalls.

Clinical trials insurance

Essential if you’re running human trials, covering participants against injury, whether due to negligence or on a no-fault basis.

Review your insurance needs with us

How we help

From connected diagnostics to SaMD platforms, we build medtech insurance that adapts to evolving risks, regulatory milestones, and the realities of scaling in a clinical world.

Stay regulator-ready

We align your policies with UK, EU and US frameworks – including MHRA, GDPR and FDA – so you’re protected and prepared at every growth stage.

Back innovation fast

We respond quickly to investor, ethics or board demands – with the right evidence, fast proof of cover, and tailored advice for high-stakes clinical environments.

Protect what matters

From clinical trials to product launch, we reduce your risk exposure and build in protection for directors, IP, contracts, data, and your reputation.

Insurance at every growth stage

From R&D to global rollout, medtech businesses face changing risks at every stage. This guide shows the cover we typically recommend to keep you compliant, credible and protected.

Not sure where you fit?

Pre-market or early-stage startup
  • E&O and clinical trials cover
  • Focused protection to support R&D and raise investment
Growth-stage or first-to-market firm
  • Add product liability, cyber and IP protection
  • Tailored policies to support launch, trials, and compliance
Established manufacturer or global distributor
  • Complex, multi-jurisdictional cover
  • Strategic risk support across supply chains and commercialisation

Not sure where you fit?

Bespoke cover in just 16 days

When a new start-up got in touch, we arranged a 30-minute introductory call with the founder to understand exactly what they needed, and what was keeping them up at night.

They were new to the process, so we explained their options clearly, talked through the pros and cons, and helped them land on a decision they felt confident about.

We even negotiated a bespoke policy wording with the insurer to address a specific risk they were concerned about, adding real value and peace of mind.

From first call to full cover? Just 16 days.

Let’s protect your next breakthrough

Get insurance that’s built for your risks, and ready for your next stage of growth.

What our customers say