Insurance for start-up businesses

Starting out? We’ll
help you start strong

Start-up life moves quickly – from new hires to new contracts and ambitious investor goals. We make sure your insurance does more than tick a box. It flexes with you, protects your growth, and frees you up to lead.

More growth. More questions

You’re growing fast – and the risks are growing with you. We hear these kinds of things every day from start-up teams just like yours:

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“We’ve just hired our first team – are we properly covered?”

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“An investor asked for D&O cover and I had to Google it.”

“A big client wants us to have specific insurance in place before we sign.”

“We’re scaling into new markets and not sure what that changes.”

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“I don’t have time to figure all this out – I need someone who just gets it.”

We help answer all of these – and the ones you haven’t even thought of yet.

What you might need

As your business grows, so does your risk. These are the policies most startups like yours rely on:

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Professional indemnity (PI)

If a client claims your work caused them financial loss, PI has your back – covering legal costs, settlements, and reputational damage.

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Cyber insurance

Startups are prime targets for cybercrime. This protects you against data breaches, ransomware, and business interruption.

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Directors & Officers (D&O)

Taking investment? Appointing directors? D&O shields your leadership from personal liability if something goes wrong on their watch.

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Intellectual Property (IP)

Innovating something new? IP cover protects your trademarks, patents, and creative work from infringement claims or legal challenges.

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Public & Products Liability

Whether you run events, share a co-working space, or offer physical products, this protects you if someone is injured or property is damaged.

Not sure what applies to you? Let’s review it together.

Support that moves at your speed

Startups move fast – and so do we. Our team understands the pressures you’re under and gives you straight answers when you need them most.

Fast turnarounds

for funding rounds, board packs, and investor queries

Clear advice

on contracts and compliance, without the jargon

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Practical input

you can actually use, not just tick boxes

Bespoke cover in just 16 days

When a new start-up got in touch, we arranged a 30-minute introductory call with the founder to understand exactly what they needed, and what was keeping them up at night.

They were new to the process, so we explained their options clearly, talked through the pros and cons, and helped them land on a decision they felt confident about.

We even negotiated a bespoke policy wording with the insurer to address a specific risk they were concerned about, adding real value and peace of mind.

From first call to full cover? Just 16 days.

Need clarity at scale? Start here

Our Insights page is full of practical, jargon-free advice – from managing investor due diligence to aligning your cover with ambitious growth plans.
A smarter step for scaling teams.

Industry news

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Let’s check your cover

Even a small gap in protection can cost you big. Let’s review your insurance together – no pressure, no jargon, just honest advice.

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